Travel insurance is something you shouldn’t skip when you are on the road. The truth is most of us can’t afford to travel without it. I know it’s never fun to think about all the things that could go wrong on your travels but, let’s face it, things can happen! That’s why it’s best to be prepared and have coverage while planning and during your travels.
A few years ago, I flew to California and had a terrible toothache when I landed, which caused me to have an emergency root canal. My insurance didn't cover it because I was out of network. Two days and an unexpected $1,500 later, I was able to start enjoying my trip. I couldn't imagine getting seriously injured while traveling abroad and having to pay tens of thousands in medical bills. Who has the money to take those chances!
After that, I learned about travel insurance and found World Nomads, and now I won't plan a trip without coverage. It's affordable, and you can get a quote within minutes.
Here are a few of the reasons why you should purchase travel insurance when planning for your next trip!
HEALTH COVERAGE //
More often than not, your health insurance won’t cover you when traveling abroad. That’s why it’s imperative you have coverage when traveling internationally. From general illness to extreme sports, they have you covered, even if you or your family need to be emergency evacuated to seek additional medical attention.
Sports & Adventure Coverage //
If you are looking to ski, scuba dive, or do anything adventurous while away having coverage is vital. It covers your gear, along with potential injuries. There is a long list of covered actives, including things like shark cage diving.
Trip cancelation or Trip Interruption //
If you have to cancel your trip due to sickness, accidental injury or death to you, a traveling companion, or a family member not traveling with you, you could be reimbursed for the non-refundable costs.
If there is a natural disaster at home or destination, it isn't however designed to cover everything, like just changing your mind.
delayed OR LOST luggage //
If your airline loses your luggage or it is delayed by 12 hours or more, causing you to purchase things like clothing or other essentials items like jackets or toiletries, you’ll be covered.
In the unfortunate case that your belongings can’t be recovered having insurance can also help with those replacement costs.
Gear/Electronics //
Your electronics may be covered if they are lost, damaged, or stolen while under your supervision.
Delayed flights OR MISSED CONNECTIONS
If there is inclement weather or a strike causing delays for at least 24 consecutive hours which prevent you from reaching your destination, you could be reimbursed for additional tickets or unforeseen costs.
Terrorist Attacks/Natural Disasters
If a terrorist attack occurs in your scheduled destination within 30 days of your departure date and you'd feel safer canceling or postponing your trip, you could be reimbursed for those non-refundable costs.
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WHEN TO PURCHASE COVERAGE //
You’ll want to purchase travel insurance as soon as you start booking flights, accommodations. Basically as soon as you have your dates set and start paying for non-refundable costs.
Sure, you can save yourself a bit of money and skip having traveling insurance. But wouldn’t you rather pay a small price to feel secure and reassured while planning a big international trip?
Still not sure if you need travel insurance, learn more about World Nomads insurance. If you’re ready to get covered for your next trip, you can quickly get a quote below!
Disclosure: Please note some of the above links are affiliate links. These are the websites and companies I use and recommend to anyone traveling. At no additional cost to you, I may earn a small commission to help run this website.
